Insurance

Protecting What is Important to You

Manufactured homes offer home ownership at a great value and CU Factory Built Insurance Agency, LLC has the right policy to protect your investment.  Our policies will not only cover the actual structure of your home, but can help protect your personal property as well.

Go With the Specialist

“One-size-fits-all” is not a good idea when it comes to insurance. A standard Homeowners policy can be a poor fit for your manufactured home or property, so consider a specialty policy from an insurance expert.

Specialty Insurance Provides You

• Broader coverage
• Multiple options
• Larger discounts

Benefits

• Expert claims handling
• Opportunity for lower rates

Protection For You and Your Home

Our program provides comprehensive coverage. It is designed for single-family, owner-occupied homes, with no age restriction.  We offer other specialty programs for seasonal, rental, tenant and vacant dwellings.

Whether it’s your first home or your retirement home, you want to protect your investment and your family. We give you options to protect your most important asset while staying within your budget.

	Policy Feature	What You Should Know
Policy Overview	Protection	Comprehensive coverage means you are protected unless the cause of loss is specifically excluded by the policy.
	Settlement	For a total loss, your settlement is for the stated value of your home as listed on your policy.
Included Coverage	Personal Liability	If a guest is injured in your home, we offer several coverage limits.
	Personal Property	We protect your belongings for the actual cash value, but you can upgrade to replacement cost.
	Other Structures	We cover your shed, detached garage and fence.
	Reasonable Repairs	We reimburse reasonable expenses for repairs made to prevent additional damage, like covering a roof after a storm.
	Additional Living Expenses	The Enhanced Coverage endorsement increases the standard limits for these items. It's included in any programs.
	Flood & Earthquake	Included in most states.
Optional Coverage	Builder's risk	To close your loan, your lender may require coverage for the time between the purchase and when you take occupancy.